Document Strategies
This page summarizes document requirements extracted from SmartGarant reference rules.
Mandatory documents by professional status
For each tenant professional status, mandatory documents include identity and tax evidence, then status-specific documents.
Examples:
- Public and private employee statuses require identity document, tax notice, and employment contract.
- Temporary and intermittent statuses require mission contracts and extra activity proofs.
- Self-employed profiles require TNS income proof and business registration proof.
- Student profiles require school certificate, with extra employment contract for work-study.
- Retired and job seeker profiles require pension or unemployment supporting documents.
Conditionally mandatory documents from finance fields
If a finance field value is greater than 0, SmartGarant requests supporting documents.
Mapping examples:
| Finance field | Required document type |
|---|---|
MonthlyIncome | Last 3 salary slips (DocumentType: 3) |
BonusesAmount | Bonus proof (DocumentType: 13) |
SavingsAmount | Savings proof (DocumentType: 14) |
SocialSecurityAmount | Social security proof (DocumentType: 15) |
FamilyAllowanceAmount | Family allowance proof (DocumentType: 16) |
FoodSupportAmount | Alimony proof (DocumentType: 17) |
LandIncome | Land income proof (DocumentType: 18) |
MaternityLeave | Parental leave proof (DocumentType: 20) |
Implementation recommendation
At project creation time:
- Evaluate tenant status.
- Build required document list from status mapping.
- Add conditional requirements for positive finance fields.
- Request upload of all required items before apply step.